Below are the plans which are briefly described:-
Indemnity plans
This type of plan allows you to choose your health providers and you can go to them and set a monthly sum affair, that amount will be reimbursed by your health insurance, overall you will need to pay the deductible and the other medical expenses will be covered by the insurance company. On the other hand, for other expensive services, you will need to authorize yourself from the respective company of yours.
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Essential or basic health insurance plans
Under this type of coverage, you will get the limited coverage or benefits, the care and coverages under this plan are different some covers only the maternity care and the other companies covers various things, different therapies, maternity care, etc. The monthly premiums are less in comparison to indemnity plans.
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